Being a homeowner is almost always the result of years of hard work, budgeting, and research, so when it finally happens and you are ready to purchase the home of your dreams, it is a cause for celebration.
However, don’t allow momentary excitement to divert your attention from what you need to do after you open your front door for the first time. From the get-go, your home will require inspection, maintenance, and regular care.
In order to prevent your dream home from becoming a financial nightmare, your Texas online home insurance quote providers at Quick Quality Quotes want to share four of the most common mistakes made by new homeowners.
1. Ignoring Minor Issues
Let’s compare the health of your home to a human body for a moment. A person may begin experiencing minor and forgettable symptoms such as frequent fatigue. They ignore this issue for years, only to find that they have developed type 2 diabetes once they have visited a physician to check their symptoms.
The same applies to your home. The tiniest of issues within your home like a door that has a faulty lock or cracks on your porch or patio can lead to major, costly repairs if left unchecked for a while. That’s why frequent inspections of your property, especially when you’ve just moved in, are crucial to maintaining a home in good condition. xxx
2. Ignoring Routine Appliance Maintenance
Routine check-ups on your appliances can save you a lot of money in the long run, whether from buying a new appliance to replace a worn-down one or from preventing a disaster.
You may clean out the lint trap in your dryer after every load, but if you don’t clean out the dryer exhaust vent at least once a year, your risk of a house fire increases. Water lines that run into the refrigerator or dishwasher can also wear down in time, and if they aren’t repaired properly, a water leak can occur within your walls, creating a breeding ground for toxic molds.
Be sure to inspect all of your appliances frequently, and repair any issues you find immediately.
3. Improper Storage Use of Your Attic
While an attic may seem like the perfect place to store those holiday decorations, you may want to think again. The attic may be spacious, but its trusses may not be able to support both the weight of the roof and everything that you are storing as well.
If the framework fails, additional weight can create a large hole in the roof at the very least or cause the roof to collapse at worst, injuring–or even killing–any occupants inside. Consult a structural engineer beforehand to see if your attic needs to be reinforced.
4. Having The Wrong Home Insurance Coverage
With dozens of reasons available, it is absolutely imperative that you choose the right home insurance that meets your needs. Although the most basic, economical home insurance plan will be tempting at first, you are doing yourself and any housemates a major disservice that could have a devastating financial outcome should a disaster happen.
Update your home inventory for any new additions so that if a disaster does happen, your items can be covered. Then, get an appropriate home insurance policy that meets those needs and the needs of your wallet.
Disasters are avoidable. Be sure that you are well protected.
Your home is one of the most expensive purchases you will ever make. Avoid disaster and keep your home in tip-top shape by conducting an overall thorough inspection before you settle in.
Then, let our experienced Texas online home insurance quote providers find the insurance policy you need, at an affordable cost.