TERMS AND CONDITIONS

YOUR USE OF THE SERVICES ON THIS WEB SITE INDICATE YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS.  IF YOU ARE NOT IN AGREEMENT WITH THESE TERMS AND CONDITIONS YOU MUST IMMEDIATELY CEASE YOUR USE OF THIS WEBSITE.

As used herein, the terms “you” or “your” refer to the person submitting personal information on this website or the person on whose behalf such information is submitted.  Additionally, the terms “you” and “yours” also include your spouse, children, representatives, heirs, or any other person or entity acting on your behalf.

NOTICE

This website, owned by Quick Quality Quotes (QQQ), is designed to allow you to obtain quotes from insurance companies that are interested in providing insurance to you based on the information you submit.  QQQ will immediately forward your information for review to affiliated insurance companies.  These companies, if interested, will use the information provided on this site and provide to you a quote for an insurance policy.

QQQ is not an insurance company and does not provide insurance.  QQQ simply facilitates the provision of insurance quotes by providing insurance companies with your information.  Once the information is disseminated to insurance companies, QQQ is no longer involved in any decisions, discussions, negotiations, or any other dealings with you or insurance companies regarding quotes, terms, conditions, coverage, policies or any other aspect pertaining to insurance.

DISCLAIMER

QQQ DOES NOT WARRANT OR GUARANTEE THE QUALITY OF THE INSURANCE THAT MAY BE OFFERED BY INSURANCE COMPANIES.  YOU ASSUME FULL RESPONSIBILITY TO DETERMINE IF THE PROPOSED POLICY IS SUITABLE FOR YOUR INSURANCE NEEDS.  ADDITIONALLY, QQQ DISCLAIMS ALL LIABILITY FOR ANY AND ALL MATTERS ASSOCIATED WITH THE PROVISION OF INSURANCE, YOUR USE OF THE INSURANCE, OR ANY CLAIM YOU MAY HAVE AGAINST THE COMPANY PROVIDING INSURANCE.  YOU AGREE THAT SHOULD ANY CLAIM ARISE REGARDING INSURANCE OR INSURANCE COMPANIES, YOU WILL HOLD QQQ HARMLESS AND WILL PROCEED WITH CLAIMS SOLELY AGAINST THE INSURANCE COMPANY OR RESPONSIBLE PARTY.

NO LIABILITY

YOU AGREE THAT BY USING THIS WEBSITE, YOU WILL NOT HOLD QQQ LIABLE FOR ANY DAMAGE, INJURY, OR LOSS THAT MAY RESULT FROM THE USE OF THIS WEBSITE.  ADDITIONALLY, YOU UNDERSTAND THAT, WHILE STEPS ARE TAKEN TO PROTECT YOUR PERSONAL INFORMATION, THERE IS NO WAY TO ENSURE THAT INFORMATION SUBMITTED OVER THE INTERNET IS 100% SAFE.  UNDERSTANDING THIS AND BEING FULLY AWARE OF POTENTIAL CONSEQUENCES ASSOCIATED THEREWITH, YOU AGREE TO HOLD QQQ HARMLESS SHOULD YOUR PERSONAL INFORMATION BE OBTAINED, SURREPTITIOUSLY OR OTHERWISE, BY THIRD PARTIES UNAFFILIATED WITH QQQ. 

WAIVERS

QQQ EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE. QQQ MAKES NO WARRANTY THAT: (I) THE INSURANCE COMPANIES TO WHICH IT SUBMITS YOUR INFORMATION WILL PROVIDE THE TYPE OF INSURANCE YOU SEEK; (II) THIS WEBSITE WILL BE SECURE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR FREE OF ERRORS; OR (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEBSITE WILL BE ACCURATE OR RELIABLE.  YOU (AND NOT QQQ) ASSUME THE ENTIRE COST OF ALL SERVICING, REPAIR, OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER EQUIPMENT AND SOFTWARE AS A RESULT OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF VISITING THIS WEBSITE.

TO THE EXTENT, IF ANY, THAT IT IS FOUND THAT THIS DISCLAIMER OF LIABILITY IS NOT ALLOWABLE UNDER LAW, IT IS AGREED THAT QQQ WILL BE AFFORDED THE GREATEST PROTECTION ALLOWABLE UNDER LAW.  ADDITIONALLY, ANY PORTION OF THESE TERMS AND CONDITIONS THAT ARE FOUND TO BE INCONSISTENT WITH LAW, WILL BE STRICKEN AND THE BALANCE OF THESE TERMS AND CONDITIONS WILL REMAIN IN FULL FORCE AND EFFECT.

GOVERNING LAW

You agree that Texas law will apply with regard to the interpretation of these Terms and Conditions and you waive any claim to conflict of law principles.

DISPUTE RESOLUTION

You agree that should any dispute arise with regard to your use of this website, it will be a condition precedent to the institution of litigation that the dispute will be submitted to non-binding mediation.  You and/or your representative agree to provide QQQ with notice of your intent to mediate.  At this time, a mutually agreeable mediator will be selected and the costs of such mediation will be split evenly by you and QQQ.  You agree that this mediation will occur in Cameron County, Texas.

If the mediation described above is not successful, you agree to submit any and all claims to binding arbitration.  This arbitration will be conducted by the American Arbitration Association pursuant to its Commercial Arbitration Rules.  This arbitration will be conducted in Cameron County, Texas.

BY YOUR USE OF THIS WEBSITE, YOU AGREE THAT ARBITRATION WILL BE THE EXCLUSIVE MANNER OF RESOLVING ANY DISPUTE THAT YOU MAY HAVE WITH QQQ.  AS SUCH, YOU IRREVOCABLY WAIVE YOUR RIGHT TO A JURY TRIAL OR TO FILE SUIT IN EITHER STATE OR FEDERAL COURT. 

ENTIRE AGREEMENT

These Terms and Conditions constitute the entire agreement between you and QQQ and supersede all prior agreements, whether written or oral between you and QQQ.